Square Fee Calculator

Calculate Square payment processing fees for any transaction type. See your net payout after fees.

Sale Amount ($)

Payment Type

In-Person (Tap, Dip, Swipe)(2.6% + $0.10)

Online (Invoices, eCommerce)(2.9% + $0.30)

Manually Entered (Keyed-In)(3.5% + $0.15)

Gross Amount

$100.00

Square Fee

-$2.70

Effective rate: 2.70%

Your Net Payout

$97.30

Square Fee Structure (2024)

Payment Type	Rate	Fixed Fee
In-Person (Tap, Dip, Swipe)	2.6%	$0.10
Online (Invoices, eCommerce)	2.9%	$0.30
Manually Entered (Keyed-In)	3.5%	$0.15

Fee rates are subject to change. Always verify current rates on the official Square website.

How Square Fees Work

Square charges a percentage of each transaction plus a small fixed fee. The exact rate depends on how the payment is processed:

In-Person: When a customer taps, dips, or swipes their card using a Square reader.
Online: Payments made through Square Invoices, Square Online, or the eCommerce API.
Manually Entered: When you type in card details instead of using a reader.

Why Effective Rate Matters

The fixed per-transaction fee means that smaller transactions have a higher effective rate. For example, a $5 sale has a higher percentage cost than a $100 sale.